Credit and credit cards can take you to great places, but it can be hard to make the most of yours. What if you had an industry expert design a personalized strategy, with the math to back it up? Nick uses credit card points and miles to fly to destinations worldwide and stay at five-star hotels. He works with clients to craft clear, approachable, and well-reasoned plans. Every client will gain an understanding of where they are today and where a solid credit plan can take them in the future.
Ready to optimize your credit? Take the new client questionnaire!
Credit consulting is typically a two-step process. First, we have a short initial meeting to review your goals and survey answers. Then Nick gets to work. When finished, he will work with you to schedule a second meeting to present and review your personalized recommendations.
Nicholas Quigley
Personal Credit Advisor
Nicholas Quigley is the founder of Snowcap LLC. Before starting Snowcap in 2020, he worked in strategy for Tesla’s credit organization in California. While working at Tesla, he noticed an increasing number of Tesla customers applying for vehicle loans with frozen credit. He realized a need to provide education, guidance, and consulting for the traditionally opaque credit industry. A 2018 graduate of Cornell University’s Tech MBA program in New York City, Mr. Quigley focused on entrepreneurship and finance in his graduate studies. Before business school, he worked in PayPal’s Credit division in Baltimore and helped expand PayPal Credit’s US product to the UK and Germany in partnership with Apple. He holds certifications in Data Mining (SAS) and Six Sigma Black Belt (eBay).
Mr. Quigley has used credit card points and miles to stay at hotels on a US cross-country trip, fly to tropical islands, and ride Amtrak up and down the Northeast corridor. Aside from travel, he enjoys cycling, water skiing, and playing classical guitar. As a personal credit consultant, his goal is to make every client plan extremely clear and approachable. Every client will leave with an understanding of where they are today and where a solid credit card plan can take them in the future.
Reminder to never leave your credit unfrozen permanently, freeze your credit when not applying for new accounts to protect yourself!